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Cross-jurisdiction regulatory reporting, capital calculation, and supervisory submission tooling covering Basel III/IV, FRTB, IRRBB, MiFID II, EMIR, and SFTR.
Regulatory compliance for banks and large investment firms is a multi-jurisdiction discipline. The Basel III/IV framework governs capital adequacy (CET1, AT1, Tier 2 ratios), leverage, liquidity (LCR, NSFR), and large exposures. The Fundamental Review of the Trading Book (FRTB) governs market risk capital. IRRBB governs banking book interest rate risk. EMIR (EU), Dodd-Frank (US), and similar rules govern OTC derivatives reporting and clearing. MiFID II / MiFIR govern trading transparency, best execution, and transaction reporting. SFTR governs securities financing transactions.
The reporting burden is substantial. A globally active bank submits daily, monthly, and quarterly reports to multiple supervisors in multiple templates. The COREP framework (Common Reporting) under EU CRR/CRD defines the templates for capital, large exposures, and liquidity. The FINREP framework defines the templates for financial reporting. The Federal Reserve's FR Y-9C and the OCC's Call Report serve similar functions in the US. Reconciliation between internal risk measures and regulatory templates is a perennial challenge.
TQH TERMINAL provides a single calculation layer that produces both internal risk measures and regulatory templates from the same underlying positions, market data, and reference data. This eliminates the most common source of regulatory reporting errors: divergence between the model used by risk management and the model used for the report. The platform supports COREP, FINREP, FRTB IMA and SA, IRRBB under EBA/GL/2022/14, and configurable templates for non-EU jurisdictions.
Beyond capital reporting, the platform covers transaction-level reporting for EMIR (trade reporting to TRs), MiFIR (RTS 22 fields), and SFTR. Reference data management (LEI, UTI, UPI) is integrated. The workflow engine manages the report generation, four-eyes review, and submission audit trail required by most regulators. Validation against supervisory thresholds (e.g., COREP consistency checks) is built in.
The compliance function is moving from a periodic reporting exercise to a near-real-time supervisory regime (e.g., IReF in the EU, real-time reporting pilots in the US and UK). TQH TERMINAL's event-driven architecture supports intraday calculation and reporting, positioning institutions for the regulatory trajectory without requiring a separate platform investment.